Eight calculators that answer the money questions people actually ask
No sign-up, no email, nothing stored. Every calculator runs entirely in your browser, and each one shows the working so you can see where the number comes from. Results are illustrations, not promises — real market returns move up and down.
SIP calculator
What a fixed monthly investment could grow into — with a step-up option and a lump-sum mode for comparison.
InvestingLump sum calculator
What a one-time amount becomes over time, and how much of the final value is compounding rather than your money.
CompareCAGR calculator
The only honest way to compare two investments made at different times or held for different lengths.
RetirementSWP calculator
Withdraw a fixed amount every month from a corpus — and see how long the money lasts.
LoansEMI calculator
Monthly payment, total interest and total outflow for a home, car or personal loan.
Fixed incomeFD calculator
Maturity value for a fixed deposit, at quarterly or simple compounding.
Tax savingPPF calculator
Project a Public Provident Fund balance year by year, including the tax-free maturity.
BasicsCompound interest calculator
The single idea behind every other calculator on this page — see it work on any amount.
Which one should you use?
If you are starting out
Begin with the compound interest calculator to see how time does the heavy lifting, then the SIP calculator to put your own monthly number into it. Read What is a SIP? alongside.
If you are comparing options
Use the CAGR calculator, not the “total return” a seller quotes you. A fund that grew 80% in six years and one that grew 80% in four are not the same investment — CAGR is what makes them comparable.
If you are borrowing
The EMI calculator shows the number most people never look at: total interest paid over the life of the loan. On a long home loan it can exceed the amount you borrowed.
If you are planning retirement
The SWP calculator answers a harder question than “how much will I have” — it asks how long the money lasts once you start taking from it.
Want a human to walk you through your numbers?
Message on WhatsApp with your question — how much to invest, which loan structure costs less, how a fund compares. Answered personally and free.